To an out-of-state buyer, a building’s loan history can feel like reassurance. Northpointe Bank’s James Mahieu explains why it isn’t, and what changes for loan applications dated on or after January 4, 2027.
Hey, I’m James Mahieu
James Mahieu (NMLS #199879) is a Senior Loan Officer at Northpointe Bank (NMLS #447490) with 17 years in mortgage lending and a 2025 North Star Award winner. Based on Florida's Gulf Coast, he finances warrantable and non-warrantable condos, condotels and DSCR loans for real estate investors, along with conventional, FHA, VA and USDA loans. He owns and manages four condotels himself. Equal Housing Lender.
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