BJ Maselli DSCR Loans and Non-QM Specialist
About BJ Maselli - DSCR Loans & NON-QM Specialist HE OWNED SIX HOUSES. TWENTY LENDERS TOLD HIM HE DIDN’T QUALIFY. The file was fine. It had always been fine. What the man needed was not a better life — it was a different reader. Run the arithmetic before you read...
James Mahieu DSCR Loans
About James Mahieu - DSCR Loan Specialist The deal should have died twice. A real estate investor had inherited a property from his mother after she passed away. It carried a first mortgage at a 3% interest rate — the kind of rate nobody willingly gives up in today’s...
Niles Illich Criminal Appeals Attorney
About Niles Illich - Criminal Appellate Attorney THE CLIENT HAD GIVEN UP. THE FAMILY HAD NOT. Niles Illich learned how appeals actually work from inside the court — drafting the judges’ own opinions. He begins where most attorneys stop: with the family at the kitchen...
Donnet Swaby Texas Loan Officer
About Donnet Swaby - The Texas Loan Officer Who Helps Home Buyers Do The Math YOU WERE TOLD YOU DON’T QUALIFY. THE PROBLEM WAS NEVER YOU — IT WAS WHO READ YOUR PAYCHECK. How a former corporate compensation specialist turned Texas loan officer keeps qualifying the...
Jerome Pemberton Down Payment Specialist Texas
About Jerome Pemberton - Zero Down Mortgage Strategies HE WAS ABOUT TO SPEND $200,000. NOBODY EVER ASKED HIM IF HE WANTED TO. He had the income. He had the credit. He had the money sitting right there. What he did not have — after months with a licensed lender and a...
Grace E. Shin Appellate Attorney
About Grace E. Shin - Appellate Attorney SHE SPENT TWO DECADES WORKING TO PROTECT CONVICTIONS. NOW SHE CHALLENGES THEM. Grace E. Shin represented the State on appeal for more than twenty years. That vantage point — understanding how the State defends a conviction — is...
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The Condo That Financed for the Last Buyer May Not Finance for You
To an out-of-state buyer, a building’s loan history can feel like reassurance. Northpointe Bank’s James Mahieu explains why it isn’t, and what changes for loan applications dated on or after January 4, 2027.
BJ Maselli DSCR Loans and Non-QM Specialist
About BJ Maselli - DSCR Loans & NON-QM Specialist HE OWNED SIX HOUSES. TWENTY LENDERS TOLD HIM HE DIDN’T QUALIFY. The file was fine. It had always been fine. What the man needed was not a better life — it was a different reader. Run the arithmetic before you read...
James Mahieu DSCR Loans
About James Mahieu - DSCR Loan Specialist The deal should have died twice. A real estate investor had inherited a property from his mother after she passed away. It carried a first mortgage at a 3% interest rate — the kind of rate nobody willingly gives up in today’s...
Niles Illich Criminal Appeals Attorney
About Niles Illich - Criminal Appellate Attorney THE CLIENT HAD GIVEN UP. THE FAMILY HAD NOT. Niles Illich learned how appeals actually work from inside the court — drafting the judges’ own opinions. He begins where most attorneys stop: with the family at the kitchen...
Donnet Swaby Texas Loan Officer
About Donnet Swaby - The Texas Loan Officer Who Helps Home Buyers Do The Math YOU WERE TOLD YOU DON’T QUALIFY. THE PROBLEM WAS NEVER YOU — IT WAS WHO READ YOUR PAYCHECK. How a former corporate compensation specialist turned Texas loan officer keeps qualifying the...
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